FICO score is calculated from your credit history and reports. Lenders use a FICO score to determine your eligibility for credit and what interest rate you will pay. Employers also may check your credit score to get a feel for your level of responsibility and trustworthiness. What does that have to do with writing?
We use - and think about - money every day. It can be a source of joy, stress, or frustration. People do kind and humane things with it, funding charities and medical research. Some also steal it, lie about it, and even kill for it.
How personal finances are handled can tell a lot about someone's personality. Perhaps your character is deeply in debt because of poor life choices; alternately, they may be successful, wealthy and of a philanthropic bent. Maybe bills are paid late because he is so disorganized that he can't find the damn things. A wealthy woman may live in penury because she is terrified of spending what she's got and ending up homeless. Or, an otherwise close relationship unravels when a large sum of money (lottery, inheritance) comes into the picture.
Just about everyone has a particular "money personality". There are various models and quizzes available which break down money acquisition and spending habits into anywhere from 5 to 10 different types.
- What's your character's money personality?
- How does money (or lack of it) affect your character's day-to-day life?
- Is money a prime motivator in any of your stories?
Bonus: Take the Financial personality quiz click
Adjectives of the day: facinorous, farctate, finical, foudroyant, fulsome, furacious